Credit card fraud occurs when an individual has an intent to fraudulently obtain money, goods, or services by using the credit card of a cardholder who has not authorized its use.
In other words it means that this credit card is lost or stolen, and other party is abusing merchants with it, purchasing product and services, while they do not own the card.
In the same time, the real card holder may notice this charge on his statement, and report fraud to his credit card provider. As a result, your business will be subjected to a fraudulent chargeback.
Chargeflow will not contest chargebacks it finds as "Intentional Fraud". In the case of a chargeback determined to be an "Intentional Fraud" chargeback, the account holder will be notified via email. Intentional Fraud chargebacks cannot be overturned, as they are the case of real fraud.